Testimonials

Thanks Hannes – you have changed my life! The Formula For Riches is indeed a proven system to get rich fast.
Ben Durant

“I applied what I learned in the Formula For Riches. I limited my risk to less than $15 and made more than 21000% growth within the first year on my investment. This is a fabulous and easy way to learn how to make money fast"
Gideon Le Roux

“From a novice to a successful investor in less than one year. What a way to get a financial education and to get rich fast"
Juan de Villiers

My total risk were less than $15 – this investment grew to more than $27 857 in less than a year. This represents a growth of more than 195000% The Formula For Riches is indeed a magic investment strategy “
Ian Van Greunen

"I am blown away - I made more than 1700% on my first real estate investment in less than a year - The Formula For Riches is true magic.
Thomas van Schalkwyk

All my websites will help you in your quest to become a Wealth Creator

• The Business Referral System

• A DVD course on everything you ever need to know about trusts

• A management tool to manage your property

• DVD courses and software programs on property investments. The lower the risk the higher the growth

• Join the Wealth Creation Club for free and share in the tips and tricks of the wealthy

• Learn how I turned a 11 cents investment in more than $1.4 million in less than two years

• The only way to find a concentrated pool of motivated sellers in South Africa

Formula For Riches
The Difference Between Rich And Poor

Book - Full Index

Becoming rich is a decision.
What is a Wealth Creator?
The importance of your intentions.
Why is it so important not to break The Formula For Riches™  

Introduction
The first stage - financial independence
The second stage - financial freedom
The third stage - rich

Introduction
Death Trap 1: they trust the experts
Death Trap 2: they have a scarcity mentality
Death Trap 3: they have negative thoughts
Death Trap 4: they think education spells financial success
Death Trap 5: they get emotionally involved
Death Trap 6: they make it complex to become wealthy
Death Trap 7: they have negative belief systems
Death Trap 8: they do not believe in economic alchemy
Death Trap 9: they do not believe it is possible to become wealthy
Death Trap 10: they do not have a plan, system or strategy
Death Trap 11: they do not follow through
Death Trap 12: they are financially complacent
Death Trap 13: they are financially illiterate
Death Trap 14: they confuse information with knowledge and knowledge with wisdom
Death Trap 15: they do not know how to calculate the growth on their investment
Death Trap 16: they do not know how to calculate the risk in an investment or business
Death Trap 17: they get discouraged
Death Trap 18: they do not know how to manage their investment
Death Trap 19: they do not know how to secure their investments
Death Trap 20: they do not know how to accelerate their investments

How can you become and stay wealthy?
The birth of The Formula For Riches™
Different kinds of property investments – which one?
Ignorance will keep us poor even if we make a lot of money.
My first financial lesson – the lower the risk, the higher the growth.
Why do most people commit financial suicide?
The discovery of the real value, real risk and real growth on any property investment
The next truth
What do I like systems and what are they?
Why do I develop educational systems?
What entrepreneurs should not do
The three aspects of the ceiling of complexity
Is it difficult to follow The Formula For Riches™?
Why did I take on a challenge to change 11 cents into more than $1,400,000 in less than two years?
Money is the slave of only one master. Money works for the person who is in control.

$ = The desire to become and remain wealthy
S = Surplus
What is the function of the surplus?
G = Growth on your surplus
Measuring growth/yield/return
The problem with compounded interest
Internal Rate of Return (IRR)
Modified Internal Rate of Return (MIRR)
How I use the IRR
The downside of the IRR
Ri = Risk involved in the investment or business
What is negative gearing? (Also called hedging or leverage)
What is risk?
Investment Risk
Market Risk
Lost Opportunity Risk
Hidden Growth Risk
What is REAL risk?
What is risk tolerance and how does it affect the investor?
Dollar Cost Averaging
Modern Portfolio Theory
How to calculate your risk profile?
Common investment mistakes
How can you avoid risk?
Re = Responsibility to manage the growth and risk
How do you manage growth and risk?
nm = Time and personal effort
What is the effectiveness factor?
The outcome must be positive

The most undervalued asset
Why is a conventional business one of the worst investments you can ever make?
Why is conventional business set up for failure?
An entrepreneur is self reliant
Why am I wary of the “experts” and “gurus”?
Lack of positive cash flow
Negative cash flow destroys businesses and investments
Lack of training
Conventional syndrome
Negative gearing
Ignorance is the main reason why most businesses fail
Phantom profit
The effect of inflation
Professional jargon
Does government not want small business people to succeed?
Withdrawing more than the business can generate

CHAPTER SEVEN
Investing in a Direct Response Business

What is passive income – (residual income)?
What is the world's most exciting business?
The application of The Formula For Riches™ to the DRB
Investing in business
Live below your income and invest the surplus

General overview
Reasons why Wealth Creators like property investments
They can compare them
They use other peoples’ money
They can gear up
They use other people’s effort
They can pay minimal or no income tax – legally!
They can reduce their personal tax
Quick cash flow is good for tax
Wealth Creators love to pay taxes – but hate to pay more than they need to
Property is inflation indexed
Property has perpetual succession
They can double their pension
It is easy to outperform general averages on property
They can make use of different financial structures
It is a secure investment
They are in control
They can manage the risk
They can analyze the deal
They can improve the investment with little or no cost
They are amazing bargains
They can negotiate
They can predict economic cycles
They are counter cyclical
They can easily get access to my money
They can save on running costs
It is possible to manipulate average tax at retirement
They plan on paying very little estate duty
They can reduce personal estate duties
They don’t have to pay Capital Gains Tax
Governments often subsidize mistakes
They can  structure their own tax incentive
Types of property investments
Advantages and disadvantages of residential and commercial property investment
How to measure the growth of a property
The importance of time when measuring the risk in a property investment
In The Formula For Riches™ in Property
How to handle Worst Case Scenarios
Conservative is the key word when it comes to property investments
General wisdom regarding real estate investments
Rules to apply when investing in real estate
Don’t make it personal
Cut out the emotion
Start by investing in real estate close to where you stay
Start small
Property is the written word
Try to avoid being the first one to name a price
Seldom sell
Use systems
Cut your losses
You make your money when you buy the property
The next tip is to fall in love with the deal, not the property
Always buy with as little money down as possible
Be counter cyclical
If you have two properties both with the same risk and both with the same IRR, go for the property in the better area
Use market momentum
Facts not emotion
Invest for the long term
Income is more important than capital
Be careful of the “experts”
Invest in yourself
Master the trade

Investment as taught the conventional way – read with care!
Factors affecting conventional investment classes
Risk
The different factors that can affect your risk tolerance profile are as follows:
Personality
Conservative
Moderate
Aggressive
Age
Time
Term
Inflation
The law of 72
Interest rates
Goals
Circumstances
Return
Liquidity
Taxation
Why don’t Wealth Creators use paper assets when creating wealth?
Financial entities

Let’s begin
M is for Mindset
The first response is the “Who is this guy?” reaction
The second response: this is so way out it can’t be right
The third response: this is tiring, it’s bending my brain, I’ll think about it later
The fourth response is: maybe he’s right, maybe not, I think I’ll play it safe
Now that you know how important mindset it, how do you go about managing your mind?
First things first
100% desirability ratio
100% difficulty ratio
Resisters
Think about it -  99% of people will be poor or struggling or have to work on beyond retirement age
How do we overcome these resisters?
How do we overcome these resisters?
How do you know you are encountering a resister?
Friend, foe ... or family?
Be careful of these people.
Familiarity is the enemy
Negative attractor field
Here is a list of some of the common resisters as expressed by some of my students.
Another way to experience resisters
Your intention
The key to unlock the $1 million
The Zeroth Law
The First Pillar – Wealth Creator Laws
The First Law states that we must first invest in ourselves before we invest a cent in any investment
My application of the first law
Financial ignorance. This is the first and biggest risk.
The second risk is to lose capital because of ignorance.
We do not know how to ask the right questions.
Another false doctrine – or is it?
About the future – Can I predict it?
The Second Pillar – The Formula For Riches™ 
Interpretation of The Formula For Riches™
$ = The desire to become and remain rich
S = Surplus
What is the function of the surplus?
G = Growth (on your surplus)
Measuring growth on surplus (personal investment)
How do I calculate the IRR on my businesses?
Ri = Risk involved in the investment or business
The risk keeps you poor
How can an investor eliminate all financial risks - 100% - guaranteed?
Worst case scenario
The next step
So how can I manage the risk down?
How can you lower the risk even further?
Re = Responsibility to manage the growth and risk
The formula for responsibility is:
You already know how to manage the risk down but how do you manage the growth up?
What was the growth on the surplus?
Let’s see how we can manage the risk down
What if I can structure the deal so it will cost me only 11 cents?
What if I use a paper asset to give me a $100,000 return on my investment?
What is the Accelerator Principle™?
nm = The effectiveness factor also known as the Accelerator Element
T = technology (system or process)
(n) = Time
The outcome must be positive
The Third Pillar – the Mercedes Principle
Growth
Risk and security
How can you build security?
Enjoyment
The Fourth Pillar - the Accelerator Principle
Practical Application of the Accelerator Principle™
What is the Roll In Strategy?
Opportunity Property Investment Trust
Your opportunities, gifts and talents are your greatest assets
The Big Secret is, there is no Big Secret!
What is a “strategy,” “system,” “Formula” or “Recipe”?
Investors do not break The Formula For Riches™
Impossible!
But in real life you will find the values differ from the projected values – why is this? 
The ceiling of complexity
Why was it easy for me to turn 11 cents into more than $1,000,000 in less than two years?
In order to become rich what are the steps to take?
It is simple but not easy.
What is the test to see if these “success formula” work?
Plan your work and work your plan
What must you do to become as successful as you want to be?
So here is what you must do right now:

Don’t take any risks.
A step by step instruction on how to become a multimillionaire in less than 10 years starting with ZERO.
FINAL NOTE

How to get 1,457.63% growth on your investment in one day
A new stream of passive income
The Investment.
It all happens automatically.
It’s all in the marketing
Free advertising on Google
Another way to get your advertising for free
My results and the Formula for Riches™
Now for the big question – can you do the same or even improve on what I have done?
How to get started in the next 15 minutes.

Buy your Formula For Riches eBook today

The Total Value of the bonuses adds up to $7,701.00

You can get all of this for the insane price of $39.95 if you NOW Download "The Formula For Riches" on my secure server below

You deserve to have the best life, so now it is time to take action - and learn to invest the smart way!

To all your success,

Sincerely,